Allstate Cancer Insurance

Updated October 2026

Allstate cancer insurance pays cash you can use however you choose, whether for treatment costs your health plan leaves behind, travel to a cancer center, or everyday bills like your mortgage or groceries. Like most cancer insurance, it pays a fixed amount, not a share of your medical bills.

This page explains how the policy works, who can buy it, and how it differs from the employer plans once sold as Allstate Benefits. To see Allstate next to other carriers, read our 5 best cancer insurance policies guide.

You choose a benefit amount when you enroll. If you are diagnosed with cancer for the first time ever while the policy is in force, Allstate pays that amount to you in one lump sum. The plan pays in addition to any other coverage you have.

Allstate’s cancer policy is built for individuals and families, and it can be sold year-round, either on its own or alongside other coverage.

Two Allstate names come up when people search for cancer insurance, and they are not the same thing.

If you have cancer coverage through work that was branded Allstate Benefits, check your policy documents or contact your employer for current company details.

Allstate Health Solutions lists National Health Insurance Company, Integon National Insurance Company and Integon Indemnity Corporation as underwriters of its individual cancer policy, depending on your state.

Cancer treatment can leave Medicare beneficiaries with deductibles, copays and coinsurance, plus costs Medicare never covers, like travel and lodging. An Allstate cancer policy pays cash in addition to Medicare that you can put toward any of them. Enrollment is open through age 70.

Read more about how cancer insurance plans work alongside your main coverage.

Allstate is one of several carriers selling individual lump-sum cancer insurance. See how it stacks up against Mutual of Omaha, Aetna, HealthSpring and Aflac in our 5 best cancer insurance policies comparison, and check the average cost of cancer insurance.